Business Deposit Rates, Fees & Charges

Business Investment Account

Description Amount
On every dollar in your account 5.00 % p.a.

Business Term Deposits Rates

Interest Rates from 1 month to 6 months

Term Days Business Term Deposit
1 month 30-59 5.15 % p.a.
2 months 60-89 5.45 % p.a.
3 months 90-119 5.70 % p.a.
4 months 120-149 5.50 % p.a.
5 months 150-179 5.50 % p.a.
6 months 180-209 5.90 % p.a.
Term Days Business Term Deposit
7 months 210-239 5.50 % p.a.
8 months 240-269 5.40 % p.a.
9 months 270-299 5.40 % p.a.
10 months 300-329 5.30 % p.a.
11 months 330-359 5.30 % p.a.
12 months 360-389 5.30 % p.a.
Term Days Business Term Deposit
13 months 390-419 5.40 % p.a.
14 months 420-449 5.40 % p.a.
15 months 450-479 5.40 % p.a.
16 months 480-509 5.40 % p.a.
17 months 510-539 5.40 % p.a.
18 months 540-569 5.40 % p.a.
Term Days Business Term Deposit
19 months 570-599 5.40 % p.a.
20 months 600-629 5.40 % p.a.
21 months 630-659 5.40 % p.a.
22 months 660-689 5.40 % p.a.
23 months 690-719 5.40 % p.a.
24 months 720-730 5.40 % p.a.

 

Early Withdrawal Percentage Rate ^ 2.00 % p.a.

For deposit amounts of $500,000 or more, please call us on 1300 658 108.

^This will apply when you withdraw your Term Deposit Prior to maturity. We will reduce the fixed rate by the early withdrawal percentage rate, up to the amount of accrued interest. NB You cannot make a partial withdrawal.

Interest rates are current as at 31-Jan-2012 and are subject to change without notice. If you would like to know today's market rates call us on 1300 658 108. Interest rates for Business Term Deposits will be set on the day the completed application is received. Fees and charges may apply. Terms and Conditions available on request. This is general information only and you should consider if the Business Investment Account and/or the Business Term Deposit Account is appropriate for you.

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General Fees and Charges
Description Amount
Ongoing account keeping fees Free
Online banking balance enquires Free
Online banking transaction history Free

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Standard Dishonour Fees
Description Amount Fee charged
Inward dishonour – cheque deposit
This fee is charged whenever any cheque you deposit is dishonoured (that is, the financial institution on which the cheque is drawn refuses to pay the value of the cheque). 		$25 Charged to your account immediately
Inward direct entry dishonour
This fee is charged whenever any incoming direct entry payment to your ME Bank account from your nominated account is dishonoured due to a lack of cleared funds in your nominated account. 		$25 Charged to your account immediately
Outward direct entry dishonour
This fee is charged whenever any outgoing direct entry payment from your ME Bank account to your nominated account is dishonoured due to a lack of cleared funds in your ME Bank account. 		$25 Charged to your account immediately

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Standard Statement Fees
Description Amount Fee charged
Interim statement request $5 per page Charged to your account immediately
Duplicate statement request $5 per page Charged to your account immediately

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Contact ME

Product Enquiries
PersonalPh 13 15 63
ME Contact Centre open
Mon - Fri: 8am - 8pm,
Sat: 9am - 5pm (EST)
BusinessPh 1300 658 108
ME Business Contact Centre open
Mon - Fri: 9am - 5pm (EST)
Existing Customers
PersonalPh 1300 654 998
ME Contact Centre open
Mon - Fri: 8am - 8pm,
Sat: 9am - 5pm (EST)
BusinessPh 1300 658 108
ME Business Contact Centre open
Mon - Fri: 9am - 5pm (EST)
Phone Banking
PersonalPh 1300 654 998
BusinessPh 1300 658 108