Home Loans

Standard Home Loan

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Whether you're looking to take out a new home loan or refinance an existing one, no-one looks after your interests better than Members Equity Bank. Our ongoing commitment to providing genuinely low fixed and variable rates and minimising fees and charges could literally save you thousands of dollars over the life of a normal loan.

  • Finalist for Money magazine's Best of the Best Awards 2009, Cheapest Flexible Home Loan^ (SMHL Standard Variable Rate)
  • Genuinely low fixed or variable interest rates
  • No application fees or ongoing account keeping fees
  • No fees to fix, split or top up your loan
  • Free redraw facility
  • Flexible weekly, fortnightly or monthly repayment options
  • Free phone and internet banking services
  • Loan amounts from $40,000 (Tasmania from $20,000)
  • Borrow up to 95% of the property valuation
  • A personal mobile banking manager can come to your home or workplace

Service beyond the call of duty

When we called Members Equity Bank, we not only spoke to friendly customer service staff, a mobile banking manager came out to see us! He took time to listen too, and really explained everything in a language we could understand.

Patrick and Kylie Ratz, QLD

If you opt for a variable rate, you can switch to a fixed rate loan at any time, free of charge. At the end of the fixed interest rate term your loan will switch to a variable interest rate or you can opt for another fixed rate term, at no charge.

Identical interest rates are available to owner-occupiers and investors and extra repayments can be made on variable rate loans at any time.

Use this home loan to buy, renovate or construct a home or for any other approved purpose including investing in shares, going on holidays or buying a car.

Fees and charges apply. Terms and conditions available on request. Applications are subject to credit approval.

^ Money magazine's Best of the Best Awards 2009, Finalist, Cheapest Flexible Home Loan (SMHL Standard Variable Rate)

 

Apply Now Book a Mobile Banking Manager

Mobile Banking Manager
The New Black

Related Links

Rates, Fees & ChargesAdditional Forms (PDF)

Home loan tools

Repayment Calculators

Other tools

Contact ME

Product Enquiries
Personal Ph 13 15 63
Business Ph 1300 658 108

ME Contact Centre open Mon - Fri 8am - 8pm. Sat 9am - 5pm (EST)

Existing Customers
Personal Ph 1300 654 998
Business Ph 1300 658 108

ME Contact Centre open Mon - Fri 8am - 8pm. Sat 9am - 5pm (EST)

Phone Banking
Personal Ph 1300 654 998
Business Ph 1300 658 108